Call reports 2019
NEW BUFFALO SAVINGS BANK — 2019
What NEW BUFFALO SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 119,785,000 | 120,653,000 | 121,861,000 | 116,833,000 |
| Total loans | 89,459,000 | 88,502,000 | 90,636,000 | 85,724,000 |
| Allowance for loan losses | 1,081,000 | 1,013,000 | 1,014,000 | 964,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,971,000 | 99,983,000 | 100,876,000 | 95,727,000 |
| Interest-bearing deposits | 97,257,000 | 98,148,000 | 99,319,000 | 94,338,000 |
| Noninterest-bearing deposits | 1,714,000 | 1,835,000 | 1,557,000 | 1,389,000 |
| Equity capital | 15,422,000 | 15,389,000 | 15,664,000 | 15,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,239,000 | 2,522,000 | 3,787,000 | 4,996,000 |
| Interest expense | 357,000 | 769,000 | 1,183,000 | 1,583,000 |
| Net interest income | 882,000 | 1,753,000 | 2,604,000 | 3,413,000 |
| Noninterest income | 604,000 | 776,000 | 1,319,000 | 1,772,000 |
| Noninterest expense | 1,054,000 | 2,197,000 | 3,317,000 | 4,469,000 |
| Provision for loan losses | 0 | -68,000 | -68,000 | -118,000 |
| Pretax income | 432,000 | 400,000 | 674,000 | 834,000 |
| Income tax | 0 | 0 | 0 | -11,000 |
| Net income | 432,000 | 400,000 | 674,000 | 845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,422,000 | 15,389,000 | 15,664,000 | 15,885,000 |
| Total capital | 16,503,000 | 16,402,000 | 16,678,000 | 16,849,000 |
| Risk-weighted assets | 91,006,000 | 90,386,000 | 91,982,000 | 90,061,000 |