Call reports 2018
NEW BUFFALO SAVINGS BANK — 2018
What NEW BUFFALO SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 121,562,000 | 119,695,000 | 118,089,000 | 119,502,000 |
| Total loans | 96,253,000 | 93,491,000 | 95,126,000 | 91,232,000 |
| Allowance for loan losses | 1,074,000 | 1,075,000 | 1,076,000 | 1,081,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,679,000 | 95,544,000 | 93,611,000 | 99,324,000 |
| Interest-bearing deposits | 95,743,000 | 93,831,000 | 91,913,000 | 1,578,000 |
| Noninterest-bearing deposits | 1,935,000 | 1,713,000 | 1,698,000 | 97,746,000 |
| Equity capital | 14,331,000 | 14,583,000 | 14,816,000 | 14,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,207,000 | 2,434,000 | 3,655,000 | 4,907,000 |
| Interest expense | 257,000 | 513,000 | 787,000 | 1,092,000 |
| Net interest income | 950,000 | 1,921,000 | 2,868,000 | 3,815,000 |
| Noninterest income | 520,000 | 938,000 | 1,338,000 | 1,544,000 |
| Noninterest expense | 1,168,000 | 2,305,000 | 3,419,000 | 4,433,000 |
| Provision for loan losses | -50,000 | -50,000 | -50,000 | -50,000 |
| Pretax income | 352,000 | 604,000 | 837,000 | 976,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 352,000 | 604,000 | 837,000 | 976,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,331,000 | 14,583,000 | 14,816,000 | 14,990,000 |
| Total capital | 15,405,000 | 15,658,000 | 15,892,000 | 16,071,000 |
| Risk-weighted assets | 92,212,000 | 92,488,000 | 93,070,000 | 90,432,000 |