Call reports 2017
NEW BUFFALO SAVINGS BANK — 2017
What NEW BUFFALO SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 115,161,000 | 122,131,000 | 126,167,000 | 126,877,000 |
| Total loans | 87,738,000 | 91,917,000 | 95,076,000 | 101,869,000 |
| Allowance for loan losses | 1,042,000 | 1,086,000 | 1,127,000 | 1,123,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,584,000 | 97,974,000 | 101,685,000 | 103,492,000 |
| Interest-bearing deposits | 89,882,000 | 96,115,000 | 100,204,000 | 102,131,000 |
| Noninterest-bearing deposits | 1,702,000 | 1,859,000 | 1,481,000 | 1,361,000 |
| Equity capital | 13,008,000 | 13,570,000 | 13,952,000 | 13,979,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 948,000 | 2,041,000 | 3,200,000 | 4,437,000 |
| Interest expense | 209,000 | 464,000 | 742,000 | 1,015,000 |
| Net interest income | 739,000 | 1,577,000 | 2,458,000 | 3,422,000 |
| Noninterest income | 376,000 | 1,269,000 | 1,883,000 | 2,043,000 |
| Noninterest expense | 1,064,000 | 2,200,000 | 3,274,000 | 4,407,000 |
| Provision for loan losses | 0 | 31,000 | 70,000 | 70,000 |
| Pretax income | 51,000 | 615,000 | 997,000 | 988,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 51,000 | 615,000 | 997,000 | 988,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,008,000 | 13,569,000 | 13,952,000 | 13,979,000 |
| Total capital | 13,989,000 | 14,639,000 | 15,036,000 | 15,102,000 |
| Risk-weighted assets | 78,412,000 | 85,608,000 | 86,703,000 | 92,432,000 |