Call reports 2016
NEW BUFFALO SAVINGS BANK — 2016
What NEW BUFFALO SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 97,991,000 | 99,841,000 | 100,737,000 | 103,220,000 |
| Total loans | 75,801,000 | 78,019,000 | 80,553,000 | 84,071,000 |
| Allowance for loan losses | 1,155,000 | 1,196,000 | 1,076,000 | 1,063,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,644,000 | 79,109,000 | 80,308,000 | 78,837,000 |
| Interest-bearing deposits | 73,956,000 | 75,387,000 | 78,563,000 | 77,797,000 |
| Noninterest-bearing deposits | 3,688,000 | 3,722,000 | 1,745,000 | 1,040,000 |
| Equity capital | 13,061,000 | 13,115,000 | 12,984,000 | 12,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 837,000 | 1,662,000 | 2,538,000 | 3,440,000 |
| Interest expense | 187,000 | 369,000 | 554,000 | 739,000 |
| Net interest income | 650,000 | 1,293,000 | 1,984,000 | 2,701,000 |
| Noninterest income | 147,000 | 618,000 | 876,000 | 1,212,000 |
| Noninterest expense | 976,000 | 2,035,000 | 3,115,000 | 4,199,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -179,000 | -124,000 | -255,000 | -286,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -179,000 | -124,000 | -255,000 | -286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,061,000 | 13,115,000 | 12,984,000 | 12,954,000 |
| Total capital | 13,946,000 | 14,078,000 | 13,928,000 | 13,943,000 |
| Risk-weighted assets | 70,563,000 | 76,953,000 | 75,377,000 | 79,083,000 |