Call reports 2025
EUREKA SAVINGS BANK — 2025
What EUREKA SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 421,074,000 | 419,695,000 | 422,642,000 | 431,465,000 |
| Total loans | 248,506,000 | 253,192,000 | 255,563,000 | 266,853,000 |
| Allowance for loan losses | 2,668,000 | 2,655,000 | 2,652,000 | 2,722,000 |
| Securities available for sale | 130,130,000 | 129,818,000 | 130,651,000 | 127,597,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 311,715,000 | 309,549,000 | 309,533,000 | 316,877,000 |
| Interest-bearing deposits | 285,195,000 | 283,767,000 | 285,093,000 | 285,982,000 |
| Noninterest-bearing deposits | 26,520,000 | 25,782,000 | 24,440,000 | 30,895,000 |
| Equity capital | 83,406,000 | 84,489,000 | 87,482,000 | 88,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,301,000 | 8,850,000 | 13,365,000 | 18,104,000 |
| Interest expense | 1,405,000 | 2,817,000 | 4,242,000 | 5,678,000 |
| Net interest income | 2,896,000 | 6,033,000 | 9,123,000 | 12,426,000 |
| Noninterest income | 210,000 | 430,000 | 681,000 | 931,000 |
| Noninterest expense | 1,990,000 | 4,031,000 | 5,861,000 | 7,993,000 |
| Provision for loan losses | 0 | 0 | 0 | 70,000 |
| Pretax income | 1,277,000 | 2,738,000 | 4,324,000 | 5,540,000 |
| Income tax | 295,000 | 641,000 | 1,021,000 | 1,292,000 |
| Net income | 982,000 | 2,097,000 | 3,303,000 | 4,248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,002,000 | 91,125,000 | 92,338,000 | 93,290,000 |
| Total capital | 92,728,000 | 93,831,000 | 95,135,000 | 96,214,000 |
| Risk-weighted assets | 237,633,000 | 232,542,000 | 234,328,000 | 248,892,000 |