Call reports 2024
EUREKA SAVINGS BANK — 2024
What EUREKA SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 405,913,000 | 405,119,000 | 410,765,000 | 413,028,000 |
| Total loans | 228,131,000 | 246,814,000 | 250,117,000 | 250,953,000 |
| Allowance for loan losses | 3,231,000 | 2,884,000 | 2,934,000 | 2,659,000 |
| Securities available for sale | 137,125,000 | 135,119,000 | 136,455,000 | 132,285,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 307,778,000 | 302,186,000 | 300,877,000 | 304,478,000 |
| Interest-bearing deposits | 282,113,000 | 276,938,000 | 277,401,000 | 279,194,000 |
| Noninterest-bearing deposits | 25,665,000 | 25,248,000 | 23,476,000 | 25,284,000 |
| Equity capital | 77,895,000 | 79,062,000 | 82,282,000 | 81,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,883,000 | 7,939,000 | 12,147,000 | 16,545,000 |
| Interest expense | 1,185,000 | 2,438,000 | 3,815,000 | 5,278,000 |
| Net interest income | 2,698,000 | 5,501,000 | 8,332,000 | 11,267,000 |
| Noninterest income | 249,000 | 569,000 | 779,000 | 988,000 |
| Noninterest expense | 1,966,000 | 3,884,000 | 5,743,000 | 7,620,000 |
| Provision for loan losses | 0 | -350,000 | -300,000 | -401,000 |
| Pretax income | 975,000 | 2,530,000 | 3,679,000 | 5,127,000 |
| Income tax | 207,000 | 579,000 | 837,000 | 1,181,000 |
| Net income | 768,000 | 1,951,000 | 2,842,000 | 3,946,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,813,000 | 87,003,000 | 87,901,000 | 89,013,000 |
| Total capital | 88,543,000 | 89,984,000 | 90,919,000 | 91,789,000 |
| Risk-weighted assets | 217,828,000 | 238,472,000 | 241,501,000 | 242,370,000 |