Call reports 2023
EUREKA SAVINGS BANK — 2023
What EUREKA SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 411,977,000 | 401,084,000 | 394,437,000 | 402,877,000 |
| Total loans | 217,081,000 | 224,236,000 | 228,214,000 | 231,307,000 |
| Allowance for loan losses | 3,266,000 | 3,259,000 | 3,238,000 | 3,239,000 |
| Securities available for sale | 144,055,000 | 141,041,000 | 137,179,000 | 139,855,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 314,809,000 | 304,351,000 | 299,598,000 | 304,323,000 |
| Interest-bearing deposits | 288,070,000 | 279,817,000 | 274,907,000 | 277,991,000 |
| Noninterest-bearing deposits | 26,739,000 | 24,535,000 | 24,691,000 | 26,332,000 |
| Equity capital | 73,833,000 | 74,330,000 | 73,357,000 | 77,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,434,000 | 7,001,000 | 10,606,000 | 14,643,000 |
| Interest expense | 609,000 | 1,364,000 | 2,272,000 | 3,370,000 |
| Net interest income | 2,825,000 | 5,637,000 | 8,334,000 | 11,273,000 |
| Noninterest income | 219,000 | 396,000 | 597,000 | 837,000 |
| Noninterest expense | 1,829,000 | 3,645,000 | 5,523,000 | 7,564,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 1,215,000 | 2,470,000 | 3,550,000 | 4,670,000 |
| Income tax | 304,000 | 561,000 | 844,000 | 1,216,000 |
| Net income | 911,000 | 1,909,000 | 2,706,000 | 3,454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,472,000 | 83,477,000 | 84,282,000 | 85,037,000 |
| Total capital | 85,128,000 | 86,173,000 | 87,011,000 | 87,813,000 |
| Risk-weighted assets | 211,666,000 | 215,025,000 | 217,796,000 | 221,600,000 |