Call reports 2022
EUREKA SAVINGS BANK — 2022
What EUREKA SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 425,820,000 | 414,002,000 | 400,234,000 | 402,961,000 |
| Total loans | 199,205,000 | 203,182,000 | 209,803,000 | 214,999,000 |
| Allowance for loan losses | 1,221,000 | 1,208,000 | 873,000 | 862,000 |
| Securities available for sale | 180,735,000 | 173,472,000 | 155,584,000 | 145,336,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 331,518,000 | 326,271,000 | 314,332,000 | 309,716,000 |
| Interest-bearing deposits | 306,397,000 | 298,882,000 | 290,444,000 | 286,931,000 |
| Noninterest-bearing deposits | 25,121,000 | 27,389,000 | 23,887,000 | 22,784,000 |
| Equity capital | 78,614,000 | 72,650,000 | 71,689,000 | 74,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,728,000 | 5,560,000 | 8,520,000 | 11,653,000 |
| Interest expense | 350,000 | 699,000 | 1,097,000 | 1,586,000 |
| Net interest income | 2,378,000 | 4,861,000 | 7,423,000 | 10,067,000 |
| Noninterest income | 195,000 | 421,000 | 778,000 | 1,713,000 |
| Noninterest expense | 1,678,000 | 3,451,000 | 5,250,000 | 7,076,000 |
| Provision for loan losses | 0 | 0 | -300,000 | -300,000 |
| Pretax income | 893,000 | 1,811,000 | 2,909,000 | 3,979,000 |
| Income tax | 177,000 | 338,000 | 539,000 | 863,000 |
| Net income | 716,000 | 1,473,000 | 2,370,000 | 3,116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,986,000 | 81,750,000 | 82,653,000 | 83,407,000 |
| Total capital | 82,207,000 | 82,958,000 | 83,526,000 | 84,269,000 |
| Risk-weighted assets | 189,782,000 | 210,793,000 | 216,241,000 | 212,169,000 |