Call reports 2021
EUREKA SAVINGS BANK — 2021
What EUREKA SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 384,942,000 | 417,210,000 | 417,772,000 | 421,304,000 |
| Total loans | 172,573,000 | 190,275,000 | 194,586,000 | 202,095,000 |
| Allowance for loan losses | 1,358,000 | 1,360,000 | 1,363,000 | 1,366,000 |
| Securities available for sale | 163,441,000 | 182,021,000 | 187,562,000 | 180,987,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,468,000 | 314,147,000 | 315,138,000 | 320,234,000 |
| Interest-bearing deposits | 268,308,000 | 291,040,000 | 290,473,000 | 297,118,000 |
| Noninterest-bearing deposits | 15,159,000 | 23,106,000 | 24,664,000 | 23,115,000 |
| Equity capital | 82,663,000 | 83,287,000 | 84,189,000 | 83,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,457,000 | 4,974,000 | 7,785,000 | 10,675,000 |
| Interest expense | 416,000 | 816,000 | 1,180,000 | 1,543,000 |
| Net interest income | 2,041,000 | 4,158,000 | 6,605,000 | 9,132,000 |
| Noninterest income | 153,000 | 320,000 | 522,000 | 704,000 |
| Noninterest expense | 1,492,000 | 3,586,000 | 5,264,000 | 7,085,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 689,000 | 845,000 | 1,787,000 | 2,675,000 |
| Income tax | 126,000 | 108,000 | 303,000 | 476,000 |
| Net income | 563,000 | 737,000 | 1,484,000 | 2,199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,102,000 | 78,769,000 | 79,648,000 | 80,262,000 |
| Total capital | — | — | 81,011,000 | 81,628,000 |
| Risk-weighted assets | — | — | 187,324,000 | 195,560,000 |