Call reports 2020
EUREKA SAVINGS BANK — 2020
What EUREKA SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 345,965,000 | 358,787,000 | 360,336,000 | 367,225,000 |
| Total loans | 133,290,000 | 146,814,000 | 158,427,000 | 167,590,000 |
| Allowance for loan losses | 1,423,000 | 1,397,000 | 1,363,000 | 1,357,000 |
| Securities available for sale | 172,312,000 | 171,301,000 | 167,813,000 | 164,601,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,884,000 | 255,302,000 | 257,435,000 | 263,550,000 |
| Interest-bearing deposits | 233,729,000 | 244,614,000 | 245,312,000 | 252,847,000 |
| Noninterest-bearing deposits | 9,155,000 | 10,688,000 | 12,123,000 | 10,703,000 |
| Equity capital | 76,865,000 | 82,086,000 | 82,903,000 | 83,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,394,000 | 4,955,000 | 7,383,000 | 9,779,000 |
| Interest expense | 437,000 | 905,000 | 1,371,000 | 1,807,000 |
| Net interest income | 1,957,000 | 4,050,000 | 6,012,000 | 7,972,000 |
| Noninterest income | 125,000 | 225,000 | 394,000 | 533,000 |
| Noninterest expense | 1,507,000 | 3,044,000 | 4,641,000 | 6,478,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 575,000 | 1,465,000 | 2,000,000 | 2,374,000 |
| Income tax | 96,000 | 293,000 | 372,000 | 406,000 |
| Net income | 479,000 | 1,172,000 | 1,628,000 | 1,968,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,050,000 | 77,742,000 | 78,199,000 | 78,539,000 |
| Total capital | 78,473,000 | 79,139,000 | 79,562,000 | 79,896,000 |
| Risk-weighted assets | 130,674,000 | 137,753,000 | 142,894,000 | 155,956,000 |