Call reports 2018
EUREKA SAVINGS BANK — 2018
What EUREKA SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 338,547,000 | 332,672,000 | 322,853,000 | 318,239,000 |
| Total loans | 124,702,000 | 125,474,000 | 124,558,000 | 125,342,000 |
| Allowance for loan losses | 1,795,000 | 1,752,000 | 1,512,000 | 1,495,000 |
| Securities available for sale | 148,218,000 | 188,279,000 | 180,712,000 | 172,818,000 |
| Securities held to maturity | 48,989,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,115,000 | 260,711,000 | 249,438,000 | 244,726,000 |
| Interest-bearing deposits | 255,114,000 | 251,565,000 | 240,624,000 | 235,160,000 |
| Noninterest-bearing deposits | 10,001,000 | 9,146,000 | 8,814,000 | 9,566,000 |
| Equity capital | 71,117,000 | 71,525,000 | 71,461,000 | 72,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,396,000 | 4,800,000 | 7,195,000 | 9,588,000 |
| Interest expense | 357,000 | 722,000 | 1,089,000 | 1,464,000 |
| Net interest income | 2,039,000 | 4,078,000 | 6,106,000 | 8,124,000 |
| Noninterest income | 125,000 | 261,000 | 378,000 | 532,000 |
| Noninterest expense | 2,016,000 | 3,599,000 | 5,266,000 | 7,091,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 148,000 | 778,000 | 1,335,000 | 1,632,000 |
| Income tax | 727,000 | 716,000 | 815,000 | 844,000 |
| Net income | -579,000 | 62,000 | 520,000 | 788,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,109,000 | 74,750,000 | 75,208,000 | 75,476,000 |
| Total capital | 75,658,000 | 76,284,000 | 76,668,000 | 76,915,000 |
| Risk-weighted assets | 121,327,000 | 119,756,000 | 116,818,000 | 113,214,000 |