Call reports 2017
EUREKA SAVINGS BANK — 2017
What EUREKA SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 349,353,000 | 346,858,000 | 343,473,000 | 340,607,000 |
| Total loans | 128,423,000 | 128,200,000 | 128,636,000 | 127,158,000 |
| Allowance for loan losses | 2,061,000 | 1,928,000 | 1,915,000 | 1,908,000 |
| Securities available for sale | 139,787,000 | 155,120,000 | 150,510,000 | 148,688,000 |
| Securities held to maturity | 64,966,000 | 48,973,000 | 48,975,000 | 48,982,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,474,000 | 271,998,000 | 265,857,000 | 263,466,000 |
| Interest-bearing deposits | 268,634,000 | 264,592,000 | 257,858,000 | 253,908,000 |
| Noninterest-bearing deposits | 7,840,000 | 7,406,000 | 7,999,000 | 9,558,000 |
| Equity capital | 72,287,000 | 73,066,000 | 73,255,000 | 72,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,436,000 | 4,862,000 | 7,309,000 | 9,669,000 |
| Interest expense | 349,000 | 703,000 | 1,065,000 | 1,429,000 |
| Net interest income | 2,087,000 | 4,159,000 | 6,244,000 | 8,240,000 |
| Noninterest income | 95,000 | 249,000 | 343,000 | 432,000 |
| Noninterest expense | 1,535,000 | 3,171,000 | 4,810,000 | 6,466,000 |
| Provision for loan losses | 215,000 | 275,000 | 495,000 | 495,000 |
| Pretax income | 432,000 | 962,000 | 1,279,000 | 1,708,000 |
| Income tax | 133,000 | 292,000 | 397,000 | 494,000 |
| Net income | 299,000 | 670,000 | 882,000 | 1,214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,228,000 | 73,717,000 | 73,929,000 | 74,261,000 |
| Total capital | 72,939,000 | 75,352,000 | 75,653,000 | 75,839,000 |
| Risk-weighted assets | 132,156,000 | 126,598,000 | 132,732,000 | 121,553,000 |