Call reports 2016
EUREKA SAVINGS BANK — 2016
What EUREKA SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 355,167,000 | 353,412,000 | 350,215,000 | 344,648,000 |
| Total loans | 134,254,000 | 131,897,000 | 132,205,000 | 130,267,000 |
| Allowance for loan losses | 2,525,000 | 2,377,000 | 2,256,000 | 2,231,000 |
| Securities available for sale | 112,382,000 | 128,574,000 | 131,998,000 | 127,292,000 |
| Securities held to maturity | 81,557,000 | 75,659,000 | 70,166,000 | 69,958,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,653,000 | 280,348,000 | 276,951,000 | 272,430,000 |
| Interest-bearing deposits | 275,323,000 | 273,150,000 | 269,628,000 | 265,672,000 |
| Noninterest-bearing deposits | 7,330,000 | 7,198,000 | 7,323,000 | 6,758,000 |
| Equity capital | 71,959,000 | 72,458,000 | 72,886,000 | 71,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,476,000 | 5,004,000 | 7,348,000 | 9,628,000 |
| Interest expense | 357,000 | 716,000 | 1,077,000 | 1,431,000 |
| Net interest income | 2,119,000 | 4,288,000 | 6,271,000 | 8,197,000 |
| Noninterest income | 110,000 | 259,000 | 372,000 | 490,000 |
| Noninterest expense | 1,523,000 | 3,056,000 | 4,649,000 | 6,312,000 |
| Provision for loan losses | 0 | 150,000 | 200,000 | 210,000 |
| Pretax income | 706,000 | 1,304,000 | 1,757,000 | 2,128,000 |
| Income tax | 102,000 | 301,000 | 450,000 | 567,000 |
| Net income | 604,000 | 1,003,000 | 1,307,000 | 1,561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,046,000 | 72,488,000 | 72,794,000 | 70,529,000 |
| Total capital | 73,657,000 | 74,085,000 | 74,384,000 | 72,157,000 |
| Risk-weighted assets | 126,943,000 | 123,725,000 | 123,792,000 | 122,817,000 |