Call reports 2015
EUREKA SAVINGS BANK — 2015
What EUREKA SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 366,574,000 | 360,372,000 | 352,525,000 | 351,615,000 |
| Total loans | 148,685,000 | 144,124,000 | 139,902,000 | 136,624,000 |
| Allowance for loan losses | 2,788,000 | 2,517,000 | 2,404,000 | 2,521,000 |
| Securities available for sale | 52,239,000 | 78,036,000 | 80,837,000 | 93,103,000 |
| Securities held to maturity | 140,383,000 | 115,316,000 | 113,532,000 | 103,040,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,221,000 | 288,476,000 | 280,541,000 | 280,028,000 |
| Interest-bearing deposits | 288,774,000 | 282,173,000 | 274,495,000 | 273,392,000 |
| Noninterest-bearing deposits | 6,447,000 | 6,303,000 | 6,046,000 | 6,636,000 |
| Equity capital | 70,655,000 | 70,709,000 | 71,277,000 | 71,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,524,000 | 5,050,000 | 7,562,000 | 9,995,000 |
| Interest expense | 445,000 | 847,000 | 1,218,000 | 1,578,000 |
| Net interest income | 2,079,000 | 4,203,000 | 6,344,000 | 8,417,000 |
| Noninterest income | 154,000 | 280,000 | 426,000 | 566,000 |
| Noninterest expense | 1,553,000 | 3,111,000 | 4,699,000 | 6,308,000 |
| Provision for loan losses | 25,000 | 250,000 | 300,000 | 700,000 |
| Pretax income | 655,000 | 1,122,000 | 1,768,000 | 1,972,000 |
| Income tax | 198,000 | 362,000 | 578,000 | 718,000 |
| Net income | 457,000 | 760,000 | 1,190,000 | 1,254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,622,000 | 70,568,000 | 71,136,000 | 70,945,000 |
| Total capital | 72,293,000 | 72,236,000 | 72,771,000 | 72,556,000 |
| Risk-weighted assets | 132,585,000 | 129,985,000 | 127,473,000 | 126,473,000 |