Call reports 2013
EUREKA SAVINGS BANK — 2013
What EUREKA SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 390,261,000 | 388,753,000 | 381,447,000 | 375,169,000 |
| Total loans | 179,067,000 | 174,254,000 | 170,638,000 | 166,439,000 |
| Allowance for loan losses | 3,813,000 | 3,608,000 | 3,330,000 | 3,703,000 |
| Securities available for sale | 37,809,000 | 38,882,000 | 38,647,000 | 38,452,000 |
| Securities held to maturity | 145,196,000 | 140,345,000 | 148,130,000 | 139,033,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 321,087,000 | 319,714,000 | 312,254,000 | 306,312,000 |
| Interest-bearing deposits | 314,788,000 | 313,065,000 | 307,440,000 | 301,171,000 |
| Noninterest-bearing deposits | 6,299,000 | 6,649,000 | 4,814,000 | 5,141,000 |
| Equity capital | 68,756,000 | 68,493,000 | 68,652,000 | 68,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,676,000 | 5,342,000 | 7,982,000 | 10,524,000 |
| Interest expense | 709,000 | 1,378,000 | 2,016,000 | 2,633,000 |
| Net interest income | 1,967,000 | 3,964,000 | 5,966,000 | 7,891,000 |
| Noninterest income | 168,000 | 280,000 | 397,000 | 570,000 |
| Noninterest expense | 1,654,000 | 3,263,000 | 4,931,000 | 6,597,000 |
| Provision for loan losses | 450,000 | 550,000 | 575,000 | 1,175,000 |
| Pretax income | 31,000 | 431,000 | 857,000 | 689,000 |
| Income tax | -432,000 | -289,000 | -149,000 | -222,000 |
| Net income | 463,000 | 720,000 | 1,006,000 | 911,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,717,000 | 68,968,000 | 69,254,000 | 69,157,000 |
| Total capital | 70,453,000 | 70,670,000 | 70,918,000 | 70,810,000 |
| Risk-weighted assets | 136,876,000 | 134,219,000 | 131,454,000 | 130,220,000 |