Call reports 2012
EUREKA SAVINGS BANK — 2012
What EUREKA SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 398,590,000 | 393,710,000 | 387,594,000 | 387,104,000 |
| Total loans | 210,878,000 | 199,604,000 | 189,974,000 | 184,416,000 |
| Allowance for loan losses | 2,683,000 | 2,686,000 | 3,076,000 | 3,584,000 |
| Securities available for sale | 43,014,000 | 43,997,000 | 38,963,000 | 32,881,000 |
| Securities held to maturity | 109,269,000 | 107,131,000 | 128,614,000 | 134,910,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 329,090,000 | 323,979,000 | 318,307,000 | 318,415,000 |
| Interest-bearing deposits | 323,049,000 | 318,715,000 | 313,424,000 | 313,117,000 |
| Noninterest-bearing deposits | 6,041,000 | 5,264,000 | 4,883,000 | 5,298,000 |
| Equity capital | 69,117,000 | 69,284,000 | 68,848,000 | 68,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,194,000 | 6,384,000 | 9,374,000 | 12,194,000 |
| Interest expense | 946,000 | 1,811,000 | 2,675,000 | 3,446,000 |
| Net interest income | 2,248,000 | 4,573,000 | 6,699,000 | 8,748,000 |
| Noninterest income | 126,000 | 292,000 | 435,000 | 536,000 |
| Noninterest expense | 1,939,000 | 3,629,000 | 5,335,000 | 7,081,000 |
| Provision for loan losses | 700,000 | 1,250,000 | 2,350,000 | 3,250,000 |
| Pretax income | -265,000 | -14,000 | -551,000 | -1,047,000 |
| Income tax | -86,000 | 8,000 | -86,000 | -86,000 |
| Net income | -179,000 | -22,000 | -465,000 | -961,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,039,000 | 69,195,000 | 68,754,000 | 68,255,000 |
| Total capital | 71,049,000 | 71,107,000 | 70,596,000 | 70,063,000 |
| Risk-weighted assets | 160,137,000 | 152,187,000 | 146,161,000 | 142,881,000 |