Call reports 2025
FIRST STATE BANK OF BIGFORK — 2025
What FIRST STATE BANK OF BIGFORK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 111,556,000 | 109,972,000 | 111,092,000 | 113,681,000 |
| Total loans | 82,964,000 | 82,818,000 | 82,693,000 | 82,079,000 |
| Allowance for loan losses | 1,043,000 | 967,000 | 1,015,000 | 1,029,000 |
| Securities available for sale | 7,993,000 | 10,015,000 | 9,921,000 | 9,773,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,735,000 | 94,208,000 | 95,248,000 | 97,821,000 |
| Interest-bearing deposits | 77,065,000 | 77,898,000 | 78,944,000 | 81,402,000 |
| Noninterest-bearing deposits | 18,670,000 | 16,310,000 | 16,304,000 | 16,419,000 |
| Equity capital | 12,267,000 | 12,449,000 | 12,572,000 | 12,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,542,000 | 3,090,000 | 4,473,000 | 6,208,000 |
| Interest expense | 519,000 | 1,049,000 | 1,605,000 | 2,169,000 |
| Net interest income | 1,023,000 | 2,041,000 | 2,868,000 | 4,039,000 |
| Noninterest income | 57,000 | 112,000 | 295,000 | 373,000 |
| Noninterest expense | 793,000 | 1,499,000 | 2,291,000 | 3,146,000 |
| Provision for loan losses | 61,000 | 121,000 | 182,000 | 242,000 |
| Pretax income | 226,000 | 533,000 | 690,000 | 1,024,000 |
| Income tax | 66,000 | 132,000 | 198,000 | 289,000 |
| Net income | 160,000 | 401,000 | 492,000 | 735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,443,000 | 12,558,000 | 12,650,000 | 12,893,000 |
| Total capital | 13,340,000 | 13,457,000 | 13,549,000 | 13,769,000 |
| Risk-weighted assets | 71,673,000 | 71,907,000 | 71,869,000 | 69,935,000 |