Call reports 2023
FIRST STATE BANK OF BIGFORK — 2023
What FIRST STATE BANK OF BIGFORK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 106,654,000 | 103,073,000 | 103,291,000 | 103,282,000 |
| Total loans | 73,670,000 | 77,303,000 | 79,228,000 | 80,934,000 |
| Allowance for loan losses | 870,000 | 869,000 | 887,000 | 911,000 |
| Securities available for sale | 10,282,000 | 9,739,000 | 9,744,000 | 9,458,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,192,000 | 87,604,000 | 87,781,000 | 87,686,000 |
| Interest-bearing deposits | 72,140,000 | 71,273,000 | 71,170,000 | 71,772,000 |
| Noninterest-bearing deposits | 19,052,000 | 16,331,000 | 16,611,000 | 15,914,000 |
| Equity capital | 10,813,000 | 11,036,000 | 11,187,000 | 11,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,270,000 | 2,570,000 | 3,930,000 | 5,301,000 |
| Interest expense | 211,000 | 467,000 | 751,000 | 1,206,000 |
| Net interest income | 1,059,000 | 2,103,000 | 3,179,000 | 4,095,000 |
| Noninterest income | 75,000 | 136,000 | 194,000 | 237,000 |
| Noninterest expense | 688,000 | 1,358,000 | 2,069,000 | 2,874,000 |
| Provision for loan losses | 31,000 | 61,000 | 92,000 | 122,000 |
| Pretax income | 415,000 | 820,000 | 1,212,000 | 1,336,000 |
| Income tax | 108,000 | 252,000 | 360,000 | 473,000 |
| Net income | 307,000 | 568,000 | 852,000 | 863,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,261,000 | 11,523,000 | 11,682,000 | 11,693,000 |