Call reports 2022
FIRST STATE BANK OF BIGFORK — 2022
What FIRST STATE BANK OF BIGFORK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 101,206,000 | 99,227,000 | 100,593,000 | 100,551,000 |
| Total loans | 66,536,000 | 69,410,000 | 71,807,000 | 74,086,000 |
| Allowance for loan losses | 889,000 | 899,000 | 986,000 | 887,000 |
| Securities available for sale | 7,167,000 | 10,310,000 | 10,055,000 | 10,155,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,079,000 | 84,214,000 | 85,578,000 | 85,423,000 |
| Interest-bearing deposits | 69,407,000 | 68,806,000 | 69,923,000 | 69,843,000 |
| Noninterest-bearing deposits | 16,672,000 | 15,408,000 | 15,655,000 | 15,581,000 |
| Equity capital | 9,949,000 | 10,005,000 | 10,125,000 | 10,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 925,000 | 1,920,000 | 3,054,000 | 4,241,000 |
| Interest expense | 112,000 | 227,000 | 348,000 | 540,000 |
| Net interest income | 813,000 | 1,693,000 | 2,706,000 | 3,701,000 |
| Noninterest income | 63,000 | 126,000 | 198,000 | 254,000 |
| Noninterest expense | 646,000 | 1,322,000 | 2,009,000 | 2,751,000 |
| Provision for loan losses | 31,000 | 61,000 | 92,000 | 122,000 |
| Pretax income | 199,000 | 436,000 | 803,000 | 1,082,000 |
| Income tax | 70,000 | 134,000 | 199,000 | 239,000 |
| Net income | 129,000 | 302,000 | 604,000 | 843,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,526,000 | 10,414,000 | 10,716,000 | 10,955,000 |
| Total capital | 10,246,000 | 11,158,000 | 11,485,000 | — |
| Risk-weighted assets | 57,424,000 | 59,365,000 | 61,270,000 | — |