Call reports 2021
FIRST STATE BANK OF BIGFORK — 2021
What FIRST STATE BANK OF BIGFORK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 92,542,000 | 94,211,000 | 96,262,000 | 98,249,000 |
| Total loans | 71,707,000 | 71,553,000 | 69,230,000 | 67,768,000 |
| Allowance for loan losses | 842,000 | 939,000 | 934,000 | 839,000 |
| Securities available for sale | 549,000 | 275,000 | 5,184,000 | 5,111,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,963,000 | 78,487,000 | 80,474,000 | 82,822,000 |
| Interest-bearing deposits | 60,618,000 | 62,314,000 | 63,550,000 | 66,065,000 |
| Noninterest-bearing deposits | 16,346,000 | 16,173,000 | 16,924,000 | 16,757,000 |
| Equity capital | 9,882,000 | 10,212,000 | 10,382,000 | 10,170,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,202,000 | 2,403,000 | 3,384,000 | 4,332,000 |
| Interest expense | 118,000 | 236,000 | 352,000 | 467,000 |
| Net interest income | 1,084,000 | 2,167,000 | 3,032,000 | 3,865,000 |
| Noninterest income | 206,000 | 277,000 | 356,000 | 392,000 |
| Noninterest expense | 666,000 | 1,346,000 | 1,974,000 | 2,850,000 |
| Provision for loan losses | 31,000 | 61,000 | 92,000 | 123,000 |
| Pretax income | 593,000 | 1,037,000 | 1,322,000 | 1,284,000 |
| Income tax | 46,000 | 152,000 | 231,000 | 369,000 |
| Net income | 547,000 | 885,000 | 1,091,000 | 915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,882,000 | 10,212,000 | 10,338,000 | 10,074,000 |
| Total capital | — | — | — | 10,838,000 |
| Risk-weighted assets | — | — | — | 61,010,000 |