Call reports 2020
FIRST STATE BANK OF BIGFORK — 2020
What FIRST STATE BANK OF BIGFORK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 84,958,000 | 90,426,000 | 90,121,000 | 88,501,000 |
| Total loans | 70,092,000 | 71,910,000 | 72,393,000 | 72,824,000 |
| Allowance for loan losses | 839,000 | 856,000 | 865,000 | 815,000 |
| Securities available for sale | 859,000 | 825,000 | 782,000 | 740,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,588,000 | 74,067,000 | 74,944,000 | 73,335,000 |
| Interest-bearing deposits | 55,907,000 | 60,399,000 | 60,339,000 | 59,408,000 |
| Noninterest-bearing deposits | 11,680,000 | 13,668,000 | 14,604,000 | 13,927,000 |
| Equity capital | 8,944,000 | 9,088,000 | 9,270,000 | 9,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,020,000 | 2,061,000 | 3,035,000 | 4,107,000 |
| Interest expense | 163,000 | 327,000 | 475,000 | 609,000 |
| Net interest income | 857,000 | 1,734,000 | 2,560,000 | 3,498,000 |
| Noninterest income | 65,000 | 127,000 | 188,000 | 222,000 |
| Noninterest expense | 640,000 | 1,330,000 | 1,925,000 | 2,637,000 |
| Provision for loan losses | 31,000 | 61,000 | 92,000 | 122,000 |
| Pretax income | 251,000 | 470,000 | 731,000 | 961,000 |
| Income tax | 73,000 | 152,000 | 229,000 | 290,000 |
| Net income | 178,000 | 318,000 | 502,000 | 671,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,944,000 | 9,080,000 | 9,270,000 | 9,438,000 |
| Total capital | 9,740,000 | — | — | — |
| Risk-weighted assets | 63,629,000 | — | — | — |