Call reports 2019
FIRST STATE BANK OF BIGFORK — 2019
What FIRST STATE BANK OF BIGFORK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 81,074,000 | 78,888,000 | 80,610,000 | 81,607,000 |
| Total loans | 64,544,000 | 66,680,000 | 69,167,000 | 69,695,000 |
| Allowance for loan losses | 873,000 | 912,000 | 921,000 | 802,000 |
| Securities available for sale | 1,268,000 | 1,227,000 | 1,182,000 | 1,140,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,442,000 | 64,533,000 | 65,194,000 | 66,712,000 |
| Interest-bearing deposits | 54,468,000 | 53,350,000 | 54,475,000 | 56,036,000 |
| Noninterest-bearing deposits | 12,974,000 | 11,183,000 | 10,719,000 | 10,677,000 |
| Equity capital | 8,427,000 | 8,607,000 | 8,844,000 | 8,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 929,000 | 1,908,000 | 2,898,000 | 3,897,000 |
| Interest expense | 150,000 | 308,000 | 459,000 | 642,000 |
| Net interest income | 779,000 | 1,600,000 | 2,439,000 | 3,255,000 |
| Noninterest income | 65,000 | 137,000 | 207,000 | 279,000 |
| Noninterest expense | 595,000 | 1,176,000 | 1,750,000 | 2,522,000 |
| Provision for loan losses | 24,000 | 49,000 | 74,000 | 98,000 |
| Pretax income | 223,000 | 513,000 | 821,000 | 913,000 |
| Income tax | 70,000 | 87,000 | 160,000 | 234,000 |
| Net income | 153,000 | 426,000 | 661,000 | 679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,427,000 | 8,607,000 | 8,844,000 | 8,860,000 |
| Total capital | 9,096,000 | 9,352,000 | 9,608,000 | 9,658,000 |
| Risk-weighted assets | 53,332,000 | 59,461,000 | 60,924,000 | 63,869,000 |