Call reports 2018
FIRST STATE BANK OF BIGFORK — 2018
What FIRST STATE BANK OF BIGFORK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 77,387,000 | 75,995,000 | 77,272,000 | 78,544,000 |
| Total loans | 59,625,000 | 62,263,000 | 64,438,000 | 65,402,000 |
| Allowance for loan losses | 743,000 | 868,000 | 818,000 | 852,000 |
| Securities available for sale | 2,783,000 | 2,476,000 | 2,415,000 | 1,694,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,896,000 | 61,924,000 | 63,662,000 | 65,011,000 |
| Interest-bearing deposits | 52,584,000 | 52,080,000 | 53,376,000 | 53,456,000 |
| Noninterest-bearing deposits | 11,312,000 | 9,844,000 | 10,286,000 | 11,554,000 |
| Equity capital | 7,783,000 | 7,980,000 | 8,162,000 | 8,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 811,000 | 1,688,000 | 2,589,000 | 3,521,000 |
| Interest expense | 98,000 | 201,000 | 326,000 | 462,000 |
| Net interest income | 713,000 | 1,487,000 | 2,263,000 | 3,059,000 |
| Noninterest income | 63,000 | 129,000 | 211,000 | 274,000 |
| Noninterest expense | 548,000 | 1,114,000 | 1,699,000 | 2,372,000 |
| Provision for loan losses | 19,000 | 37,000 | 64,000 | 94,000 |
| Pretax income | 209,000 | 465,000 | 711,000 | 867,000 |
| Income tax | 61,000 | 123,000 | 183,000 | 244,000 |
| Net income | 148,000 | 342,000 | 528,000 | 623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,783,000 | 7,980,000 | 8,162,000 | 8,265,000 |
| Total capital | 8,387,000 | 8,612,000 | 8,818,000 | 8,942,000 |
| Risk-weighted assets | 48,165,000 | 50,293,000 | 52,297,000 | 53,962,000 |