Call reports 2016
FIRST STATE BANK OF BIGFORK — 2016
What FIRST STATE BANK OF BIGFORK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 71,956,000 | 70,534,000 | 71,160,000 | 73,103,000 |
| Total loans | 51,642,000 | 53,682,000 | 54,749,000 | 55,136,000 |
| Allowance for loan losses | 829,000 | 845,000 | 871,000 | 777,000 |
| Securities available for sale | 5,230,000 | 5,174,000 | 5,066,000 | 4,485,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,202,000 | 58,779,000 | 58,492,000 | 61,466,000 |
| Interest-bearing deposits | 50,151,000 | 49,218,000 | 49,834,000 | 50,763,000 |
| Noninterest-bearing deposits | 10,051,000 | 9,561,000 | 8,658,000 | 10,702,000 |
| Equity capital | 7,374,000 | 7,495,000 | 7,596,000 | 7,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 716,000 | 1,424,000 | 2,169,000 | 2,924,000 |
| Interest expense | 81,000 | 160,000 | 241,000 | 322,000 |
| Net interest income | 635,000 | 1,264,000 | 1,928,000 | 2,602,000 |
| Noninterest income | 61,000 | 126,000 | 197,000 | 236,000 |
| Noninterest expense | 472,000 | 983,000 | 1,511,000 | 2,145,000 |
| Provision for loan losses | 25,000 | 43,000 | 62,000 | 80,000 |
| Pretax income | 199,000 | 364,000 | 552,000 | 613,000 |
| Income tax | 80,000 | 141,000 | 215,000 | 277,000 |
| Net income | 119,000 | 223,000 | 337,000 | 336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,374,000 | 7,448,000 | 7,538,000 | 7,553,000 |
| Total capital | 7,908,000 | 7,988,000 | 8,099,000 | 8,122,000 |
| Risk-weighted assets | 42,456,000 | 42,868,000 | 44,556,000 | 45,290,000 |