Call reports 2015
FIRST STATE BANK OF BIGFORK — 2015
What FIRST STATE BANK OF BIGFORK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 69,981,000 | 67,801,000 | 69,432,000 | 68,844,000 |
| Total loans | 48,328,000 | 49,963,000 | 51,867,000 | 52,449,000 |
| Allowance for loan losses | 806,000 | 844,000 | 867,000 | 803,000 |
| Securities available for sale | 4,891,000 | 5,780,000 | 5,719,000 | 5,618,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,219,000 | 57,010,000 | 57,481,000 | 57,089,000 |
| Interest-bearing deposits | 47,992,000 | 48,359,000 | 48,584,000 | 47,969,000 |
| Noninterest-bearing deposits | 10,227,000 | 8,652,000 | 8,897,000 | 9,120,000 |
| Equity capital | 7,170,000 | 7,235,000 | 7,373,000 | 7,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 690,000 | 1,400,000 | 2,130,000 | 2,852,000 |
| Interest expense | 109,000 | 219,000 | 334,000 | 415,000 |
| Net interest income | 581,000 | 1,181,000 | 1,796,000 | 2,437,000 |
| Noninterest income | 95,000 | 149,000 | 226,000 | 226,000 |
| Noninterest expense | 499,000 | 1,000,000 | 1,493,000 | 2,079,000 |
| Provision for loan losses | 25,000 | 49,000 | 74,000 | 98,000 |
| Pretax income | 154,000 | 283,000 | 457,000 | 493,000 |
| Income tax | 46,000 | 86,000 | 132,000 | 178,000 |
| Net income | 108,000 | 197,000 | 325,000 | 315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,117,000 | 7,235,000 | 7,334,000 | 7,324,000 |
| Total capital | 7,626,000 | 7,747,000 | 7,874,000 | 7,881,000 |
| Risk-weighted assets | 40,400,000 | 40,596,000 | 42,901,000 | 44,295,000 |