Call reports 2014
FIRST STATE BANK OF BIGFORK — 2014
What FIRST STATE BANK OF BIGFORK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 66,067,000 | 65,426,000 | 65,762,000 | 65,554,000 |
| Total loans | 46,511,000 | 47,980,000 | 48,713,000 | 47,926,000 |
| Allowance for loan losses | 741,000 | 792,000 | 841,000 | 774,000 |
| Securities available for sale | 7,046,000 | 6,885,000 | 6,685,000 | 5,816,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,587,000 | 54,664,000 | 55,123,000 | 54,898,000 |
| Interest-bearing deposits | 48,659,000 | 47,141,000 | 47,452,000 | 47,584,000 |
| Noninterest-bearing deposits | 7,929,000 | 7,523,000 | 7,671,000 | 7,314,000 |
| Equity capital | 6,853,000 | 6,958,000 | 7,073,000 | 7,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 690,000 | 1,408,000 | 2,124,000 | 2,863,000 |
| Interest expense | 118,000 | 234,000 | 347,000 | 460,000 |
| Net interest income | 572,000 | 1,174,000 | 1,777,000 | 2,403,000 |
| Noninterest income | 73,000 | 144,000 | 217,000 | 314,000 |
| Noninterest expense | 501,000 | 1,001,000 | 1,481,000 | 2,031,000 |
| Provision for loan losses | 37,000 | 73,000 | 98,000 | 123,000 |
| Pretax income | 107,000 | 244,000 | 415,000 | 563,000 |
| Income tax | 47,000 | 92,000 | 138,000 | 184,000 |
| Net income | 60,000 | 152,000 | 277,000 | 379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,790,000 | 6,882,000 | 7,007,000 | 7,109,000 |
| Total capital | 7,289,000 | 7,416,000 | 7,518,000 | 7,611,000 |
| Risk-weighted assets | 39,672,000 | 42,456,000 | 40,584,000 | 39,869,000 |