Call reports 2013
FIRST STATE BANK OF BIGFORK — 2013
What FIRST STATE BANK OF BIGFORK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 66,496,000 | 64,441,000 | 65,342,000 | 65,565,000 |
| Total loans | 43,227,000 | 44,899,000 | 46,922,000 | 47,111,000 |
| Allowance for loan losses | 716,000 | 776,000 | 802,000 | 703,000 |
| Securities available for sale | 6,403,000 | 6,201,000 | 7,437,000 | 7,639,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,084,000 | 54,040,000 | 54,864,000 | 55,069,000 |
| Interest-bearing deposits | 48,129,000 | 47,092,000 | 47,501,000 | 47,255,000 |
| Noninterest-bearing deposits | 7,955,000 | 6,948,000 | 7,363,000 | 7,814,000 |
| Equity capital | 6,681,000 | 6,703,000 | 6,805,000 | 6,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 691,000 | 1,393,000 | 2,103,000 | 2,818,000 |
| Interest expense | 145,000 | 278,000 | 407,000 | 532,000 |
| Net interest income | 546,000 | 1,115,000 | 1,696,000 | 2,286,000 |
| Noninterest income | 70,000 | 147,000 | 220,000 | 249,000 |
| Noninterest expense | 458,000 | 933,000 | 1,398,000 | 1,917,000 |
| Provision for loan losses | 36,000 | 73,000 | 110,000 | 146,000 |
| Pretax income | 122,000 | 256,000 | 408,000 | 472,000 |
| Income tax | 45,000 | 85,000 | 145,000 | 104,000 |
| Net income | 77,000 | 171,000 | 263,000 | 368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,540,000 | 6,633,000 | 6,725,000 | 6,830,000 |
| Total capital | 6,998,000 | 7,120,000 | 7,233,000 | 7,370,000 |
| Risk-weighted assets | 36,389,000 | 38,674,000 | 40,374,000 | 43,031,000 |