Call reports 2012
FIRST STATE BANK OF BIGFORK — 2012
What FIRST STATE BANK OF BIGFORK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 63,937,000 | 62,994,000 | 64,097,000 | 64,572,000 |
| Total loans | 43,675,000 | 45,050,000 | 45,424,000 | 44,634,000 |
| Allowance for loan losses | 626,000 | 667,000 | 673,000 | 683,000 |
| Securities available for sale | 6,339,000 | 6,800,000 | 6,759,000 | 6,688,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,304,000 | 52,435,000 | 53,441,000 | 53,996,000 |
| Interest-bearing deposits | 46,398,000 | 46,477,000 | 46,608,000 | 47,029,000 |
| Noninterest-bearing deposits | 6,906,000 | 5,958,000 | 6,832,000 | 6,967,000 |
| Equity capital | 6,724,000 | 6,654,000 | 6,738,000 | 6,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 768,000 | 1,524,000 | 2,276,000 | 3,022,000 |
| Interest expense | 186,000 | 361,000 | 532,000 | 691,000 |
| Net interest income | 582,000 | 1,163,000 | 1,744,000 | 2,331,000 |
| Noninterest income | 70,000 | 141,000 | 204,000 | 257,000 |
| Noninterest expense | 474,000 | 950,000 | 1,432,000 | 1,970,000 |
| Provision for loan losses | 37,000 | 73,000 | 110,000 | 146,000 |
| Pretax income | 141,000 | 281,000 | 406,000 | 472,000 |
| Income tax | 61,000 | 122,000 | 158,000 | 233,000 |
| Net income | 80,000 | 159,000 | 248,000 | 239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,537,000 | 6,466,000 | 6,556,000 | 6,547,000 |
| Total capital | 7,009,000 | 6,949,000 | 7,045,000 | 7,026,000 |
| Risk-weighted assets | 37,578,000 | 38,424,000 | 38,946,000 | 38,136,000 |