Call reports 2011
FIRST STATE BANK OF BIGFORK — 2011
What FIRST STATE BANK OF BIGFORK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 61,314,000 | 60,253,000 | 62,931,000 | 62,395,000 |
| Total loans | 40,793,000 | 42,376,000 | 44,146,000 | 44,523,000 |
| Allowance for loan losses | 595,000 | 628,000 | 661,000 | 579,000 |
| Securities available for sale | 6,168,000 | 5,899,000 | 6,086,000 | 6,638,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,006,000 | 49,790,000 | 52,255,000 | 51,746,000 |
| Interest-bearing deposits | 44,066,000 | 44,502,000 | 45,298,000 | 45,867,000 |
| Noninterest-bearing deposits | 6,940,000 | 5,288,000 | 6,957,000 | 5,879,000 |
| Equity capital | 6,330,000 | 6,458,000 | 6,643,000 | 6,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 779,000 | 1,562,000 | 2,355,000 | 3,127,000 |
| Interest expense | 205,000 | 402,000 | 594,000 | 782,000 |
| Net interest income | 574,000 | 1,160,000 | 1,761,000 | 2,345,000 |
| Noninterest income | 77,000 | 143,000 | 223,000 | 250,000 |
| Noninterest expense | 515,000 | 1,010,000 | 1,480,000 | 2,021,000 |
| Provision for loan losses | 36,000 | 72,000 | 108,000 | 144,000 |
| Pretax income | 101,000 | 222,000 | 397,000 | 431,000 |
| Income tax | 31,000 | 61,000 | 92,000 | 122,000 |
| Net income | 70,000 | 161,000 | 305,000 | 309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,219,000 | 6,310,000 | 6,453,000 | 6,458,000 |
| Total capital | 6,642,000 | 6,749,000 | 6,923,000 | 6,926,000 |
| Risk-weighted assets | 33,692,000 | 34,910,000 | 37,380,000 | 37,298,000 |