Call reports 2010
FIRST STATE BANK OF BIGFORK — 2010
What FIRST STATE BANK OF BIGFORK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 43,649,000 | 43,686,000 | 44,422,000 | 43,295,000 |
| Total loans | 29,096,000 | 29,775,000 | 29,834,000 | 29,838,000 |
| Allowance for loan losses | 464,000 | 460,000 | 481,000 | 372,000 |
| Securities available for sale | 4,589,000 | 4,569,000 | 4,626,000 | 4,474,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,574,000 | 35,366,000 | 35,976,000 | 35,491,000 |
| Interest-bearing deposits | 31,219,000 | 31,840,000 | 31,321,000 | 31,612,000 |
| Noninterest-bearing deposits | 4,356,000 | 3,526,000 | 4,655,000 | 3,879,000 |
| Equity capital | 4,666,000 | 4,750,000 | 4,928,000 | 4,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 544,000 | 1,094,000 | 1,663,000 | 2,242,000 |
| Interest expense | 165,000 | 321,000 | 473,000 | 620,000 |
| Net interest income | 379,000 | 773,000 | 1,190,000 | 1,622,000 |
| Noninterest income | 50,000 | 102,000 | 185,000 | 212,000 |
| Noninterest expense | 333,000 | 684,000 | 1,026,000 | 1,446,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 27,000 |
| Pretax income | 96,000 | 191,000 | 339,000 | 361,000 |
| Income tax | 19,000 | 37,000 | 56,000 | 117,000 |
| Net income | 77,000 | 154,000 | 283,000 | 244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,574,000 | 4,652,000 | 4,781,000 | 4,741,000 |
| Total capital | 4,889,000 | 4,963,000 | 5,105,000 | 5,050,000 |
| Risk-weighted assets | 25,041,000 | 24,760,000 | 25,747,000 | 24,631,000 |