Call reports 2024
BANK OF BIRD-IN-HAND — 2024
What BANK OF BIRD-IN-HAND reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,402,638,000 | 1,495,246,000 | 1,578,021,000 | 1,591,727,000 |
| Total loans | 1,243,403,000 | 1,303,623,000 | 1,341,151,000 | 1,387,425,000 |
| Allowance for loan losses | 7,329,000 | 7,655,000 | 7,795,000 | 8,170,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,126,618,000 | 1,206,939,000 | 1,306,750,000 | 1,330,384,000 |
| Interest-bearing deposits | 1,031,331,000 | 1,106,658,000 | 1,200,507,000 | 1,210,747,000 |
| Noninterest-bearing deposits | 95,287,000 | 100,281,000 | 106,243,000 | 119,637,000 |
| Equity capital | 142,911,000 | 144,930,000 | 147,156,000 | 146,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 17,642,000 | 36,681,000 | 57,788,000 | 79,575,000 |
| Interest expense | 9,535,000 | 19,956,000 | 31,958,000 | 44,210,000 |
| Net interest income | 8,107,000 | 16,725,000 | 25,830,000 | 35,365,000 |
| Noninterest income | 841,000 | 1,702,000 | 2,607,000 | 3,610,000 |
| Noninterest expense | 6,520,000 | 13,070,000 | 20,035,000 | 27,255,000 |
| Provision for loan losses | 298,000 | 625,000 | 767,000 | 1,143,000 |
| Pretax income | 2,128,000 | 4,728,000 | 7,633,000 | 10,571,000 |
| Income tax | 470,000 | 1,066,000 | 1,751,000 | 2,428,000 |
| Net income | 1,658,000 | 3,662,000 | 5,882,000 | 8,143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 142,911,000 | 144,930,000 | 147,156,000 | 146,968,000 |
| Total capital | 150,294,000 | 152,641,000 | 155,006,000 | 155,196,000 |
| Risk-weighted assets | 1,235,195,000 | 1,302,328,000 | 1,320,376,000 | 1,369,142,000 |