Call reports 2022
BANK OF BIRD-IN-HAND — 2022
What BANK OF BIRD-IN-HAND reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 861,713,000 | 977,037,000 | 1,052,281,000 | 1,132,459,000 |
| Total loans | 765,164,000 | 856,469,000 | 916,849,000 | 982,825,000 |
| Allowance for loan losses | 6,115,000 | 6,837,000 | 7,320,000 | 7,822,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 1,000,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 669,695,000 | 748,408,000 | 819,924,000 | 893,945,000 |
| Interest-bearing deposits | 591,643,000 | 667,559,000 | 731,912,000 | 801,517,000 |
| Noninterest-bearing deposits | 78,052,000 | 80,849,000 | 88,012,000 | 92,428,000 |
| Equity capital | 109,632,000 | 111,470,000 | 112,127,000 | 114,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,446,000 | 13,977,000 | 23,397,000 | 34,490,000 |
| Interest expense | 781,000 | 2,104,000 | 4,087,000 | 7,056,000 |
| Net interest income | 5,665,000 | 11,873,000 | 19,310,000 | 27,434,000 |
| Noninterest income | 478,000 | 1,028,000 | 1,566,000 | 2,127,000 |
| Noninterest expense | 3,541,000 | 7,286,000 | 11,474,000 | 16,309,000 |
| Provision for loan losses | 855,000 | 1,568,000 | 2,050,000 | 2,564,000 |
| Pretax income | 1,747,000 | 4,047,000 | 7,352,000 | 10,688,000 |
| Income tax | 410,000 | 972,000 | 1,807,000 | 2,646,000 |
| Net income | 1,337,000 | 3,075,000 | 5,545,000 | 8,042,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,632,000 | 111,470,000 | 112,127,000 | 114,674,000 |
| Total capital | 115,761,000 | 118,324,000 | 119,465,000 | 122,515,000 |
| Risk-weighted assets | 772,330,000 | 863,870,000 | 922,129,000 | 987,421,000 |