Call reports 2020
BANK OF BIRD-IN-HAND — 2020
What BANK OF BIRD-IN-HAND reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 468,811,000 | 527,519,000 | 532,416,000 | 580,228,000 |
| Total loans | 418,364,000 | 428,906,000 | 459,209,000 | 491,948,000 |
| Allowance for loan losses | 3,754,000 | 3,872,000 | 4,154,000 | 4,291,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 411,420,000 | 453,151,000 | 462,886,000 | 488,076,000 |
| Interest-bearing deposits | 370,820,000 | 400,276,000 | 404,852,000 | 427,378,000 |
| Noninterest-bearing deposits | 40,600,000 | 52,875,000 | 58,034,000 | 60,698,000 |
| Equity capital | 56,260,000 | 57,831,000 | 68,079,000 | 78,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,763,000 | 9,088,000 | 13,470,000 | 17,853,000 |
| Interest expense | 1,612,000 | 2,628,000 | 3,533,000 | 4,303,000 |
| Net interest income | 3,151,000 | 6,460,000 | 9,937,000 | 13,550,000 |
| Noninterest income | 305,000 | 633,000 | 946,000 | 1,253,000 |
| Noninterest expense | 2,061,000 | 4,180,000 | 6,405,000 | 8,671,000 |
| Provision for loan losses | 340,000 | 458,000 | 740,000 | 877,000 |
| Pretax income | 1,055,000 | 2,455,000 | 3,738,000 | 5,255,000 |
| Income tax | 234,000 | 563,000 | 861,000 | 1,224,000 |
| Net income | 821,000 | 1,892,000 | 2,877,000 | 4,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,260,000 | 57,831,000 | 68,079,000 | 78,882,000 |
| Total capital | 60,022,000 | 61,713,000 | 72,243,000 | 83,184,000 |
| Risk-weighted assets | 425,988,000 | 440,754,000 | 460,529,000 | 511,478,000 |