Call reports 2018
BANK OF BIRD-IN-HAND — 2018
What BANK OF BIRD-IN-HAND reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 272,080,000 | 308,345,000 | 325,390,000 | 358,230,000 |
| Total loans | 245,397,000 | 268,748,000 | 286,386,000 | 313,762,000 |
| Allowance for loan losses | 2,159,000 | 2,308,000 | 2,433,000 | 2,665,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,472,000 | 249,342,000 | 263,433,000 | 285,378,000 |
| Interest-bearing deposits | 189,182,000 | 217,244,000 | 233,078,000 | 252,241,000 |
| Noninterest-bearing deposits | 27,290,000 | 32,098,000 | 30,355,000 | 33,137,000 |
| Equity capital | 29,833,000 | 30,451,000 | 39,270,000 | 52,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,533,000 | 5,486,000 | 8,805,000 | 12,537,000 |
| Interest expense | 520,000 | 1,316,000 | 2,259,000 | 3,305,000 |
| Net interest income | 2,013,000 | 4,170,000 | 6,546,000 | 9,232,000 |
| Noninterest income | 182,000 | 369,000 | 608,000 | 859,000 |
| Noninterest expense | 1,182,000 | 2,468,000 | 3,830,000 | 5,480,000 |
| Provision for loan losses | 156,000 | 305,000 | 435,000 | 667,000 |
| Pretax income | 857,000 | 1,766,000 | 2,889,000 | 3,944,000 |
| Income tax | 268,000 | 559,000 | 911,000 | 1,072,000 |
| Net income | 589,000 | 1,207,000 | 1,978,000 | 2,872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,833,000 | 30,451,000 | 39,270,000 | 52,134,000 |
| Total capital | 31,997,000 | 32,765,000 | 41,710,000 | 54,805,000 |
| Risk-weighted assets | 242,588,000 | 270,003,000 | 298,069,000 | 321,116,000 |