Call reports 2017
BANK OF BIRD-IN-HAND — 2017
What BANK OF BIRD-IN-HAND reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 203,086,000 | 233,588,000 | 236,010,000 | 256,080,000 |
| Total loans | 174,513,000 | 190,655,000 | 207,926,000 | 224,261,000 |
| Allowance for loan losses | 1,921,000 | 2,059,000 | 2,150,000 | 2,003,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,210,000 | 205,367,000 | 207,151,000 | 206,302,000 |
| Interest-bearing deposits | 152,465,000 | 177,978,000 | 178,309,000 | 173,768,000 |
| Noninterest-bearing deposits | 22,745,000 | 27,389,000 | 28,842,000 | 32,534,000 |
| Equity capital | 27,383,000 | 27,767,000 | 28,363,000 | 29,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,545,000 | 3,371,000 | 5,447,000 | 7,731,000 |
| Interest expense | 282,000 | 650,000 | 1,077,000 | 1,485,000 |
| Net interest income | 1,263,000 | 2,721,000 | 4,370,000 | 6,246,000 |
| Noninterest income | 144,000 | 296,000 | 460,000 | 623,000 |
| Noninterest expense | 863,000 | 1,908,000 | 2,963,000 | 4,233,000 |
| Provision for loan losses | 153,000 | 292,000 | 383,000 | 235,000 |
| Pretax income | 391,000 | 817,000 | 1,484,000 | 2,401,000 |
| Income tax | 40,000 | 83,000 | 153,000 | 289,000 |
| Net income | 351,000 | 734,000 | 1,331,000 | 2,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,383,000 | 27,767,000 | 28,363,000 | 29,244,000 |
| Total capital | 29,308,000 | 29,831,000 | 30,518,000 | 31,252,000 |
| Risk-weighted assets | 168,943,000 | 189,841,000 | 206,955,000 | 222,310,000 |