Call reports 2016
BANK OF BIRD-IN-HAND — 2016
What BANK OF BIRD-IN-HAND reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 126,900,000 | 144,448,000 | 162,488,000 | 170,127,000 |
| Total loans | 113,351,000 | 125,720,000 | 138,342,000 | 154,705,000 |
| Allowance for loan losses | 1,407,000 | 1,536,000 | 1,655,000 | 1,768,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,155,000 | 129,498,000 | 147,280,000 | 144,530,000 |
| Interest-bearing deposits | 99,378,000 | 115,320,000 | 126,543,000 | 123,406,000 |
| Noninterest-bearing deposits | 10,777,000 | 14,178,000 | 20,737,000 | 21,124,000 |
| Equity capital | 14,484,000 | 14,615,000 | 14,843,000 | 15,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 971,000 | 2,047,000 | 3,255,000 | 4,586,000 |
| Interest expense | 226,000 | 467,000 | 736,000 | 990,000 |
| Net interest income | 745,000 | 1,580,000 | 2,519,000 | 3,596,000 |
| Noninterest income | 67,000 | 152,000 | 271,000 | 409,000 |
| Noninterest expense | 571,000 | 1,197,000 | 1,878,000 | 2,751,000 |
| Provision for loan losses | 108,000 | 237,000 | 356,000 | 471,000 |
| Pretax income | 133,000 | 298,000 | 556,000 | 783,000 |
| Income tax | 0 | 34,000 | 64,000 | 90,000 |
| Net income | 133,000 | 264,000 | 492,000 | 693,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,484,000 | 14,615,000 | 14,843,000 | 15,094,000 |
| Total capital | 15,790,000 | 16,088,000 | 16,501,000 | 16,866,000 |
| Risk-weighted assets | 104,401,000 | 117,758,000 | 133,843,000 | 150,393,000 |