Call reports 2023
ALDEN STATE BANK — 2023
What ALDEN STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 429,331,000 | 410,523,000 | 409,859,000 | 415,691,000 |
| Total loans | 294,286,000 | 286,103,000 | 281,435,000 | 283,521,000 |
| Allowance for loan losses | 3,877,000 | 3,938,000 | 3,822,000 | 4,262,000 |
| Securities available for sale | 12,988,000 | 13,151,000 | 13,275,000 | 15,464,000 |
| Securities held to maturity | 77,556,000 | 58,677,000 | 56,854,000 | 52,816,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 373,235,000 | 352,733,000 | 350,633,000 | 354,030,000 |
| Interest-bearing deposits | 224,671,000 | 220,365,000 | 216,187,000 | 214,042,000 |
| Noninterest-bearing deposits | 148,564,000 | 132,368,000 | 134,446,000 | 139,988,000 |
| Equity capital | 54,120,000 | 55,826,000 | 57,187,000 | 59,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,615,000 | 9,485,000 | 14,294,000 | 19,271,000 |
| Interest expense | 376,000 | 764,000 | 1,292,000 | 1,939,000 |
| Net interest income | 4,239,000 | 8,721,000 | 13,002,000 | 17,332,000 |
| Noninterest income | 484,000 | 960,000 | 1,255,000 | 1,657,000 |
| Noninterest expense | 5,216,000 | 7,098,000 | 9,500,000 | 10,771,000 |
| Provision for loan losses | -246,000 | -83,000 | -99,000 | 898,000 |
| Pretax income | -493,000 | 2,433,000 | 4,607,000 | 7,320,000 |
| Income tax | -124,000 | 471,000 | 926,000 | 1,603,000 |
| Net income | -369,000 | 1,962,000 | 3,681,000 | 5,717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,575,000 | 56,543,000 | 57,900,000 | 59,759,000 |
| Total capital | 58,203,000 | 60,005,000 | 61,369,000 | 63,289,000 |
| Risk-weighted assets | 289,802,000 | 276,301,000 | 276,994,000 | 281,534,000 |