Call reports 2022
ALDEN STATE BANK — 2022
What ALDEN STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 446,485,000 | 443,484,000 | 422,187,000 | 432,448,000 |
| Total loans | 296,914,000 | 297,019,000 | 296,690,000 | 285,659,000 |
| Allowance for loan losses | 4,404,000 | 4,288,000 | 4,200,000 | 4,126,000 |
| Securities available for sale | 6,850,000 | 8,813,000 | 11,735,000 | 12,070,000 |
| Securities held to maturity | 88,750,000 | 85,558,000 | 81,466,000 | 78,177,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 393,061,000 | 389,053,000 | 366,609,000 | 376,360,000 |
| Interest-bearing deposits | 242,129,000 | 239,630,000 | 222,070,000 | 219,806,000 |
| Noninterest-bearing deposits | 150,932,000 | 149,423,000 | 144,539,000 | 156,554,000 |
| Equity capital | 52,006,000 | 53,003,000 | 54,212,000 | 54,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,733,000 | 7,663,000 | 11,989,000 | 16,562,000 |
| Interest expense | 172,000 | 282,000 | 399,000 | 564,000 |
| Net interest income | 3,561,000 | 7,381,000 | 11,590,000 | 15,998,000 |
| Noninterest income | 325,000 | 682,000 | 1,072,000 | 1,428,000 |
| Noninterest expense | 2,390,000 | 4,835,000 | 7,484,000 | 10,128,000 |
| Provision for loan losses | 120,000 | 188,000 | 188,000 | 498,000 |
| Pretax income | 1,376,000 | 3,040,000 | 4,990,000 | 6,800,000 |
| Income tax | 280,000 | 590,000 | 975,000 | 1,330,000 |
| Net income | 1,096,000 | 2,450,000 | 4,015,000 | 5,470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,006,000 | 53,003,000 | 54,212,000 | 55,306,000 |
| Total capital | 55,535,000 | 56,499,000 | 57,892,000 | 58,873,000 |
| Risk-weighted assets | 281,463,000 | 278,934,000 | 293,845,000 | 284,817,000 |