Call reports 2020
ALDEN STATE BANK — 2020
What ALDEN STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 365,577,000 | 388,792,000 | 402,829,000 | 418,232,000 |
| Total loans | 281,510,000 | 285,018,000 | 278,998,000 | 281,842,000 |
| Allowance for loan losses | 3,646,000 | 4,025,000 | 4,340,000 | 4,028,000 |
| Securities available for sale | 1,649,000 | 1,550,000 | 6,147,000 | 6,931,000 |
| Securities held to maturity | 38,014,000 | 39,906,000 | 47,626,000 | 54,962,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 318,594,000 | 341,030,000 | 354,228,000 | 369,399,000 |
| Interest-bearing deposits | 249,293,000 | 248,730,000 | 264,592,000 | 271,355,000 |
| Noninterest-bearing deposits | 69,301,000 | 92,300,000 | 89,636,000 | 98,044,000 |
| Equity capital | 45,707,000 | 46,502,000 | 47,381,000 | 47,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,951,000 | 7,687,000 | 11,453,000 | 15,196,000 |
| Interest expense | 467,000 | 828,000 | 1,112,000 | 1,357,000 |
| Net interest income | 3,484,000 | 6,859,000 | 10,341,000 | 13,839,000 |
| Noninterest income | 368,000 | 636,000 | 944,000 | 1,288,000 |
| Noninterest expense | 2,229,000 | 4,074,000 | 5,973,000 | 8,586,000 |
| Provision for loan losses | 206,000 | 577,000 | 913,000 | 1,074,000 |
| Pretax income | 1,417,000 | 2,844,000 | 4,399,000 | 5,467,000 |
| Income tax | 280,000 | 555,000 | 874,000 | 1,308,000 |
| Net income | 1,137,000 | 2,289,000 | 3,525,000 | 4,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,707,000 | 46,502,000 | 47,381,000 | 47,657,000 |
| Total capital | 48,762,000 | 49,673,000 | 50,626,000 | 50,985,000 |
| Risk-weighted assets | 243,809,000 | 252,822,000 | 258,499,000 | 265,541,000 |