Call reports 2017
ALDEN STATE BANK — 2017
What ALDEN STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 309,183,000 | 319,536,000 | 313,749,000 | 326,959,000 |
| Total loans | 220,316,000 | 224,108,000 | 225,805,000 | 232,965,000 |
| Allowance for loan losses | 2,754,000 | 3,044,000 | 2,931,000 | 3,087,000 |
| Securities available for sale | 0 | 0 | 0 | 1,989,000 |
| Securities held to maturity | 58,271,000 | 66,723,000 | 65,450,000 | 65,953,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 267,398,000 | 277,251,000 | 270,891,000 | 283,877,000 |
| Interest-bearing deposits | 217,820,000 | 217,191,000 | 214,198,000 | 218,721,000 |
| Noninterest-bearing deposits | 49,578,000 | 60,060,000 | 56,693,000 | 65,156,000 |
| Equity capital | 37,108,000 | 37,646,000 | 38,148,000 | 38,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,970,000 | 6,021,000 | 9,161,000 | 12,372,000 |
| Interest expense | 211,000 | 409,000 | 614,000 | 818,000 |
| Net interest income | 2,759,000 | 5,612,000 | 8,547,000 | 11,554,000 |
| Noninterest income | 355,000 | 777,000 | 1,170,000 | 1,561,000 |
| Noninterest expense | 1,714,000 | 3,419,000 | 5,095,000 | 7,469,000 |
| Provision for loan losses | 252,000 | 563,000 | 786,000 | 1,078,000 |
| Pretax income | 1,148,000 | 2,407,000 | 3,836,000 | 4,568,000 |
| Income tax | 305,000 | 685,000 | 1,270,000 | 1,561,000 |
| Net income | 843,000 | 1,722,000 | 2,566,000 | 3,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,108,000 | 37,646,000 | 38,148,000 | 38,248,000 |
| Total capital | 39,712,000 | 40,252,000 | 40,798,000 | 40,981,000 |
| Risk-weighted assets | 208,200,000 | 208,041,000 | 211,764,000 | 218,271,000 |