Call reports 2016
ALDEN STATE BANK — 2016
What ALDEN STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 283,307,000 | 287,702,000 | 294,717,000 | 302,006,000 |
| Total loans | 210,378,000 | 210,125,000 | 213,937,000 | 218,175,000 |
| Allowance for loan losses | 2,723,000 | 2,426,000 | 2,531,000 | 2,596,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 47,911,000 | 50,180,000 | 54,312,000 | 58,612,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,458,000 | 247,457,000 | 253,991,000 | 260,785,000 |
| Interest-bearing deposits | 199,852,000 | 204,353,000 | 205,224,000 | 211,505,000 |
| Noninterest-bearing deposits | 43,606,000 | 43,104,000 | 48,767,000 | 49,280,000 |
| Equity capital | 35,298,000 | 35,724,000 | 36,184,000 | 36,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,797,000 | 5,584,000 | 8,396,000 | 11,306,000 |
| Interest expense | 183,000 | 355,000 | 535,000 | 722,000 |
| Net interest income | 2,614,000 | 5,229,000 | 7,861,000 | 10,584,000 |
| Noninterest income | 360,000 | 732,000 | 1,128,000 | 1,585,000 |
| Noninterest expense | 1,713,000 | 3,326,000 | 4,925,000 | 6,846,000 |
| Provision for loan losses | 221,000 | 444,000 | 627,000 | 880,000 |
| Pretax income | 1,040,000 | 2,191,000 | 3,437,000 | 4,443,000 |
| Income tax | 305,000 | 700,000 | 1,155,000 | 1,408,000 |
| Net income | 735,000 | 1,491,000 | 2,282,000 | 3,035,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,298,000 | 35,724,000 | 36,184,000 | 36,601,000 |
| Total capital | 37,736,000 | 38,186,000 | 38,696,000 | 39,180,000 |
| Risk-weighted assets | 194,769,000 | 208,020,000 | 200,922,000 | 206,276,000 |