Call reports 2015
ALDEN STATE BANK — 2015
What ALDEN STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 277,231,000 | 276,115,000 | 275,173,000 | 280,531,000 |
| Total loans | 194,487,000 | 197,989,000 | 205,538,000 | 210,315,000 |
| Allowance for loan losses | 2,124,000 | 2,288,000 | 2,402,000 | 2,530,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 60,916,000 | 59,673,000 | 53,175,000 | 47,334,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,068,000 | 241,627,000 | 237,293,000 | 241,147,000 |
| Interest-bearing deposits | 202,420,000 | 197,906,000 | 193,859,000 | 197,010,000 |
| Noninterest-bearing deposits | 40,648,000 | 43,721,000 | 43,434,000 | 44,137,000 |
| Equity capital | 33,611,000 | 33,942,000 | 34,418,000 | 34,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,494,000 | 5,067,000 | 7,714,000 | 10,618,000 |
| Interest expense | 163,000 | 316,000 | 466,000 | 617,000 |
| Net interest income | 2,331,000 | 4,751,000 | 7,248,000 | 10,001,000 |
| Noninterest income | 342,000 | 727,000 | 1,062,000 | 1,512,000 |
| Noninterest expense | 1,633,000 | 3,286,000 | 4,783,000 | 6,477,000 |
| Provision for loan losses | 168,000 | 329,000 | 483,000 | 699,000 |
| Pretax income | 872,000 | 1,863,000 | 3,044,000 | 4,337,000 |
| Income tax | 295,000 | 635,000 | 1,020,000 | 1,560,000 |
| Net income | 577,000 | 1,228,000 | 2,024,000 | 2,777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,611,000 | 33,942,000 | 34,418,000 | 34,845,000 |
| Total capital | 35,764,000 | 36,146,000 | 36,730,000 | 37,212,000 |
| Risk-weighted assets | 174,965,000 | 176,196,000 | 184,877,000 | 189,204,000 |