Call reports 2012
ALDEN STATE BANK — 2012
What ALDEN STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 238,712,000 | 241,593,000 | 241,387,000 | 244,581,000 |
| Total loans | 151,636,000 | 153,050,000 | 153,990,000 | 155,782,000 |
| Allowance for loan losses | 1,571,000 | 1,594,000 | 1,614,000 | 1,654,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 68,677,000 | 59,130,000 | 64,830,000 | 68,436,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,782,000 | 210,506,000 | 210,061,000 | 212,937,000 |
| Interest-bearing deposits | 175,909,000 | 177,817,000 | 176,681,000 | 180,227,000 |
| Noninterest-bearing deposits | 31,873,000 | 32,689,000 | 33,380,000 | 32,710,000 |
| Equity capital | 30,518,000 | 30,816,000 | 31,071,000 | 31,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,461,000 | 5,011,000 | 7,471,000 | 9,942,000 |
| Interest expense | 231,000 | 453,000 | 668,000 | 876,000 |
| Net interest income | 2,230,000 | 4,558,000 | 6,803,000 | 9,066,000 |
| Noninterest income | 337,000 | 543,000 | 810,000 | 1,168,000 |
| Noninterest expense | 1,585,000 | 3,039,000 | 4,529,000 | 6,104,000 |
| Provision for loan losses | 152,000 | 384,000 | 642,000 | 827,000 |
| Pretax income | 830,000 | 1,678,000 | 2,448,000 | 3,309,000 |
| Income tax | 285,000 | 520,000 | 720,000 | 1,010,000 |
| Net income | 545,000 | 1,158,000 | 1,728,000 | 2,299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,518,000 | 30,816,000 | 31,071,000 | 31,327,000 |
| Total capital | 32,099,000 | 32,419,000 | 32,705,000 | 33,001,000 |
| Risk-weighted assets | 138,825,000 | 140,870,000 | 143,872,000 | 145,575,000 |