Call reports 2018
STATE BANK OF DELANO — 2018
What STATE BANK OF DELANO reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Total assets | 90,875,000 | 93,620,000 |
| Total loans | 36,666,000 | 39,468,000 |
| Allowance for loan losses | 525,000 | 525,000 |
| Securities available for sale | 11,685,000 | 10,236,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 81,828,000 | 84,321,000 |
| Interest-bearing deposits | 61,951,000 | 63,693,000 |
| Noninterest-bearing deposits | 19,877,000 | 20,628,000 |
| Equity capital | 7,864,000 | 8,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Interest income | 695,000 | 1,443,000 |
| Interest expense | 24,000 | 50,000 |
| Net interest income | 671,000 | 1,393,000 |
| Noninterest income | 115,000 | 241,000 |
| Noninterest expense | 563,000 | 1,129,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 223,000 | 505,000 |
| Income tax | 0 | 0 |
| Net income | 223,000 | 505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Tier 1 capital | 8,145,000 | 8,427,000 |
| Total capital | 8,670,000 | 8,952,000 |
| Risk-weighted assets | 44,883,000 | 47,276,000 |