Call reports 2017
STATE BANK OF DELANO — 2017
What STATE BANK OF DELANO reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 86,328,000 | 87,060,000 | 89,644,000 | 89,662,000 |
| Total loans | 37,815,000 | 38,476,000 | 38,425,000 | 37,530,000 |
| Allowance for loan losses | 550,000 | 550,000 | 550,000 | 525,000 |
| Securities available for sale | 16,508,000 | 16,544,000 | 13,747,000 | 13,155,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,980,000 | 78,432,000 | 80,896,000 | 80,778,000 |
| Interest-bearing deposits | 58,672,000 | 58,590,000 | 59,610,000 | 61,053,000 |
| Noninterest-bearing deposits | 19,308,000 | 19,842,000 | 21,286,000 | 19,725,000 |
| Equity capital | 7,158,000 | 7,458,000 | 7,511,000 | 7,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 633,000 | 1,354,000 | 2,041,000 | 2,733,000 |
| Interest expense | 21,000 | 45,000 | 71,000 | 95,000 |
| Net interest income | 612,000 | 1,309,000 | 1,970,000 | 2,638,000 |
| Noninterest income | 154,000 | 292,000 | 490,000 | 790,000 |
| Noninterest expense | 602,000 | 1,204,000 | 1,819,000 | 2,538,000 |
| Provision for loan losses | 0 | 0 | 0 | -100,000 |
| Pretax income | 164,000 | 397,000 | 641,000 | 990,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 164,000 | 397,000 | 641,000 | 990,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,296,000 | 7,529,000 | 7,573,000 | 7,922,000 |
| Total capital | 7,846,000 | 8,079,000 | 8,123,000 | 8,447,000 |
| Risk-weighted assets | 46,749,000 | 48,274,000 | 47,705,000 | 46,496,000 |