Call reports 2022
1NB BANK — 2022
What 1NB BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 270,855,000 | 264,650,000 | 269,937,000 | 286,770,000 |
| Total loans | 140,379,000 | 135,486,000 | 135,302,000 | 151,636,000 |
| Allowance for loan losses | 1,555,000 | 1,573,000 | 1,573,000 | 1,582,000 |
| Securities available for sale | 105,429,000 | 108,488,000 | 109,600,000 | 109,509,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,402,000 | 231,976,000 | 246,239,000 | 259,252,000 |
| Interest-bearing deposits | 178,914,000 | 185,979,000 | 201,833,000 | 214,599,000 |
| Noninterest-bearing deposits | 48,488,000 | 45,997,000 | 44,406,000 | 44,653,000 |
| Equity capital | 20,418,000 | 18,370,000 | 15,955,000 | 18,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,689,000 | 3,476,000 | 5,440,000 | 7,643,000 |
| Interest expense | 157,000 | 315,000 | 568,000 | 1,098,000 |
| Net interest income | 1,532,000 | 3,161,000 | 4,872,000 | 6,545,000 |
| Noninterest income | 238,000 | 477,000 | 718,000 | 952,000 |
| Noninterest expense | 1,167,000 | 2,303,000 | 3,358,000 | 4,640,000 |
| Provision for loan losses | -13,000 | 5,000 | 5,000 | 31,000 |
| Pretax income | 612,000 | 1,316,000 | 2,213,000 | 2,812,000 |
| Income tax | 137,000 | 297,000 | 506,000 | 624,000 |
| Net income | 475,000 | 1,019,000 | 1,707,000 | 2,188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,581,000 | 26,181,000 | 26,926,000 | 26,975,000 |