Call reports 2020
1NB BANK — 2020
What 1NB BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 202,099,000 | 220,075,000 | 228,500,000 | 233,934,000 |
| Total loans | 118,534,000 | 132,654,000 | 134,103,000 | 133,713,000 |
| Allowance for loan losses | 1,188,000 | 1,383,000 | 1,448,000 | 1,524,000 |
| Securities available for sale | 58,334,000 | 62,002,000 | 68,415,000 | 78,928,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,235,000 | 169,811,000 | 176,686,000 | 185,349,000 |
| Interest-bearing deposits | 128,900,000 | 132,678,000 | 139,973,000 | 146,131,000 |
| Noninterest-bearing deposits | 31,335,000 | 37,133,000 | 36,713,000 | 39,218,000 |
| Equity capital | 22,246,000 | 23,511,000 | 23,961,000 | 24,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,767,000 | 3,743,000 | 5,465,000 | 7,260,000 |
| Interest expense | 301,000 | 547,000 | 793,000 | 1,062,000 |
| Net interest income | 1,466,000 | 3,196,000 | 4,672,000 | 6,198,000 |
| Noninterest income | 213,000 | 424,000 | 660,000 | 901,000 |
| Noninterest expense | 1,064,000 | 2,206,000 | 3,272,000 | 4,343,000 |
| Provision for loan losses | 2,000 | 218,000 | 283,000 | 355,000 |
| Pretax income | 595,000 | 1,181,000 | 1,763,000 | 2,392,000 |
| Income tax | 137,000 | 273,000 | 411,000 | 547,000 |
| Net income | 458,000 | 908,000 | 1,352,000 | 1,845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,632,000 | 23,138,000 | 23,639,000 | 23,588,000 |