Call reports 2019
1NB BANK — 2019
What 1NB BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 190,580,000 | 192,141,000 | 196,892,000 | 202,031,000 |
| Total loans | 113,356,000 | 119,140,000 | 118,483,000 | 121,799,000 |
| Allowance for loan losses | 1,124,000 | 1,160,000 | 1,175,000 | 1,186,000 |
| Securities available for sale | 56,726,000 | 56,635,000 | 54,591,000 | 55,455,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,380,000 | 152,973,000 | 156,778,000 | 162,341,000 |
| Interest-bearing deposits | 120,940,000 | 123,091,000 | 126,994,000 | 133,558,000 |
| Noninterest-bearing deposits | 29,440,000 | 29,882,000 | 29,784,000 | 28,783,000 |
| Equity capital | 21,007,000 | 21,954,000 | 22,599,000 | 22,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,645,000 | 3,365,000 | 5,147,000 | 6,953,000 |
| Interest expense | 235,000 | 494,000 | 799,000 | 1,128,000 |
| Net interest income | 1,410,000 | 2,871,000 | 4,348,000 | 5,825,000 |
| Noninterest income | 215,000 | 448,000 | 705,000 | 995,000 |
| Noninterest expense | 1,088,000 | 2,180,000 | 3,273,000 | 4,415,000 |
| Provision for loan losses | 25,000 | 61,000 | 75,000 | 86,000 |
| Pretax income | 472,000 | 1,037,000 | 1,668,000 | 2,282,000 |
| Income tax | 97,000 | 222,000 | 365,000 | 505,000 |
| Net income | 375,000 | 815,000 | 1,303,000 | 1,777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,297,000 | 21,794,000 | 22,337,000 | 22,367,000 |
| Total capital | 22,511,000 | 23,038,000 | 23,596,000 | 23,627,000 |
| Risk-weighted assets | 122,609,000 | 126,487,000 | 125,544,000 | 129,380,000 |