Call reports 2018
1NB BANK — 2018
What 1NB BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 198,186,000 | 189,768,000 | 188,971,000 | 188,605,000 |
| Total loans | 105,847,000 | 105,955,000 | 109,666,000 | 111,061,000 |
| Allowance for loan losses | 1,032,000 | 1,045,000 | 1,062,000 | 1,099,000 |
| Securities available for sale | 66,121,000 | 66,399,000 | 64,154,000 | 58,648,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,827,000 | 151,089,000 | 145,275,000 | 148,820,000 |
| Interest-bearing deposits | 133,149,000 | 123,463,000 | 119,290,000 | 121,112,000 |
| Noninterest-bearing deposits | 27,678,000 | 27,626,000 | 25,985,000 | 27,708,000 |
| Equity capital | 19,076,000 | 19,554,000 | 19,841,000 | 20,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,522,000 | 3,064,000 | 4,638,000 | 6,271,000 |
| Interest expense | 150,000 | 313,000 | 497,000 | 710,000 |
| Net interest income | 1,372,000 | 2,751,000 | 4,141,000 | 5,561,000 |
| Noninterest income | 226,000 | 572,000 | 815,000 | 1,054,000 |
| Noninterest expense | 1,095,000 | 2,169,000 | 3,214,000 | 4,218,000 |
| Provision for loan losses | 14,000 | 27,000 | 44,000 | 82,000 |
| Pretax income | 489,000 | 1,127,000 | 1,698,000 | 2,217,000 |
| Income tax | 101,000 | 247,000 | 373,000 | 484,000 |
| Net income | 388,000 | 880,000 | 1,325,000 | 1,733,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,351,000 | 20,900,000 | 21,301,000 | 21,166,000 |
| Total capital | 21,469,000 | 22,032,000 | 22,449,000 | 22,350,000 |
| Risk-weighted assets | 118,773,000 | 119,652,000 | 121,218,000 | 121,261,000 |