Call reports 2017
1NB BANK — 2017
What 1NB BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 189,918,000 | 190,268,000 | 191,095,000 | 193,407,000 |
| Total loans | 101,155,000 | 101,164,000 | 99,775,000 | 107,716,000 |
| Allowance for loan losses | 978,000 | 1,003,000 | 1,009,000 | 1,018,000 |
| Securities available for sale | 71,954,000 | 71,155,000 | 72,457,000 | 67,970,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,898,000 | 149,083,000 | 149,506,000 | 155,657,000 |
| Interest-bearing deposits | 127,102,000 | 123,730,000 | 124,606,000 | 128,457,000 |
| Noninterest-bearing deposits | 24,796,000 | 25,353,000 | 24,900,000 | 27,200,000 |
| Equity capital | 19,426,000 | 19,868,000 | 20,211,000 | 19,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,388,000 | 2,827,000 | 4,274,000 | 5,763,000 |
| Interest expense | 127,000 | 273,000 | 426,000 | 581,000 |
| Net interest income | 1,261,000 | 2,554,000 | 3,848,000 | 5,182,000 |
| Noninterest income | 230,000 | 436,000 | 673,000 | 969,000 |
| Noninterest expense | 1,117,000 | 2,231,000 | 3,327,000 | 4,340,000 |
| Provision for loan losses | 31,000 | 63,000 | 64,000 | 72,000 |
| Pretax income | 345,000 | 698,000 | 1,132,000 | 1,628,000 |
| Income tax | 75,000 | 153,000 | 260,000 | 401,000 |
| Net income | 270,000 | 545,000 | 872,000 | 1,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,616,000 | 19,743,000 | 20,122,000 | 20,308,000 |
| Total capital | 20,670,000 | 20,820,000 | 21,225,000 | 21,411,000 |
| Risk-weighted assets | 114,872,000 | 114,291,000 | 113,224,000 | 118,534,000 |